Explicación del endoso de cobertura del seguro de viaje 2022
Como líder mundial en protección de viajes, Allianz Global Assistance se centra singularmente en las preocupaciones de los viajeros. Es por eso que recientemente hicimos cambios en muchos de nuestros planes de seguro de viaje para incluir razones cubiertas relacionadas con la epidemia (los beneficios varían según el plan y no están disponibles en todas las jurisdicciones).
El nuevo Endoso de Cobertura de Epidemia agrega razones cubiertas para seleccionar beneficios para ciertas pérdidas relacionadas con COVID-19 y cualquier epidemia futura. Para ver si su plan incluye este endoso, busque “Respaldo de cobertura epidémica” en sus Declaraciones de cobertura o Carta de confirmación. Términos, condiciones y exclusiones aplican.
Para los planes que ahora incluyen el nuevo endoso de cobertura para epidemias, su plan ahora puede incluir razones cubiertas relacionadas con la epidemia en algunos o todos los siguientes beneficios:
Cancelación de viaje, si por ejemplo debe cancelar su viaje después de haber sido diagnosticado con COVID-19.
Interrupción del viaje, si, por ejemplo, durante su viaje, se le asigna un nombre específico y se le ordena individualmente que lo ponga en cuarentena (sin incluir las cuarentenas de aplicación general o generalizada). Consulte los detalles a continuación. *
Retraso en el viaje, si, por ejemplo, se le niega el embarque debido a la sospecha de que está enfermo con una enfermedad epidémica como COVID-19.
Atención médica de emergencia, si, por ejemplo, le diagnostican COVID-19 y necesita ser hospitalizado mientras viaja.
Transporte de emergencia, si, por ejemplo, le diagnostican una enfermedad epidémica como COVID-19 mientras viaja y necesita una evacuación médica de emergencia.
**Aquí hay algunas cosas más importantes que debe saber:
Si cancela o acorta un viaje porque tiene miedo de enfermarse con COVID-19, o porque se emitió una advertencia de viaje para su destino, eso no estará cubierto por nuestros planes de seguro de viaje.**
Es posible que los beneficios no cubran el costo total de su pérdida.** Todos los beneficios están sujetos a límites máximos de responsabilidad, que en algunos casos pueden estar sujetos a sublímites y máximos diarios.** Asegúrese de revisar su plan detenidamente para comprender qué límites se aplican a su plan.
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Farmers Insurance Group (informally Farmers) is an American insurer group of automobiles, homes, and small businesses and also provides other insurance and financial services products. Farmers Insurance has more than 48,000 exclusive and independent agents and approximately 21,000 employees. Farmers is the trade name for three reciprocal insurers, Farmers, Fire, and Truck owned by their policyholders. The non-claims activities of Farmers are managed by an attorney,, Farmers Group Inc, which is a wholly-owned subsidiary of Zurich Insurance Group.
Farmers' future co-founders John C. Tyler and Thomas E. Leavey first met after Tyler moved to California.[3] Tyler and Leavey had both grown up with rural backgrounds and believed that farmers and ranchers, who had better driving records than urbanites, deserved lower insurance premiums.[3][4][5] During the 1920s, farmers across the United States were establishing their mutual insurance firms and cooperatives to have less expensive policies. Tyler, the son of a South Dakotan insurance salesman, and Leavey, who had formerly worked for the Federal Farm Loan Bureau and the National Farm Loan Association, recognized that these farmers, ranchers, and other rural drivers were an overlooked market and wished to create their own auto insurance firm.
Tyler and Leavey opened the doors to their newly founded company, Farmers Automobile Inter-Insurance Exchange, in downtown Los Angeles, California. Tyler served as president with Leavey as vice president. A sales manager and secretary completed the four-employee team.
On March 28, 1928, the first meeting of the board of governors was convened. Two days later, Charles Brisco insured his 1925 Cadillac Phaeton and became the first Farmers customer.
The new headquarters building to house the Farmers Automobile Inter-Insurance Exchange and Truck Insurance Exchange, designed by Walker & Eisen in the Moderne style, open on Wilshire Boulevard. Architects Claud Beelman & Herman Spackler add 4 floors and a seventh-floor garden terrace for staff in 1949.
1942 Fire Insurance Exchange, the third reciprocal insurer, was launched, specializing in home insurance.
1950 Mid-Century Insurance Company became a subsidiary of the Farmers Insurance Exchange. Aside from the insurance coverage provided by the original three exchanges, Mid-Century offered insurance coverage for Inland marine, robbery, burglary, personal lines, plate glass, selected bonds, and floaters.
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^^10 biggest insurance companies^^
^^BRK.A, PNGAY, and AXAHY lead the list of the top 10 insurance companies^^
MediaNews.my.id
Updated Jan 23, 2021
*Thomas J Reviewed by Catalano*
^^Insurance companies provide risk management through contracts to individual, business, and institutional clients. ^^ Although there are several types of insurance companies, the basic principle is that the insurer guarantees payment or reimbursement in the event of a loss. Insured. ^^ Thanks to the accumulated risk, insurance companies have historically been able to offer lower rates to customers in most cases. ^^ Insurance companies offer coverage for damages related to accidents, health, property, homeownership, professional liability, malpractice, and loss of life. , among other fields.^^
These are the 10 largest insurance companies by revenue in the last 12 months. This list is limited to companies operating in the U.S. or public trade in Canada, either directly or through ADR. Several companies outside the U.S. report earnings semiannually rather than quarterly, so data from 12 months ago may be out of date compared to companies reporting quarterly. Data courtesy of YCharts.com.1. All figures as of January 21, 2021.
Below are some stocks in the U.S. Traded only over-the-counter (OTC) in the U.S. and not on the stock exchange. Trading OTC stocks often carry higher trading costs than trading stocks on an exchange. This can lower or exceed the potential return.
#1 Berkshire Hathaway (BRK.A)
Revenue (TTM): $279.2 billion
Net Profit (TTM): $35.8 billion
Market Cap: $549.0 billion
Total Return Last 1 Year: 3.3%
Exchange: New York Stock Exchange
Berkshire Hathaway Inc. is a leading conglomerate and one of the nation's leading insurance companies, having businesses in sectors such as rail transport, utilities, and energy, manufacturing, services, and retail. Berkshire provides primary insurance, as well as property and casualty risk reinsurance through companies such as GEICO, Berkshire Hathaway Reinsurance Group, Berkshire Hathaway Primary Group, General Re, National Indemnity Company, and others.
China Life Insurance is one of the largest state-owned insurance and financial services companies in the mainland, as well as a major player in China's capital market as an institutional investor. The company was founded in 1949, the year the People's Republic of China was founded. The company currently has several subsidiaries covering life insurance, retirement planning, asset management, property and casualty, and investment holdings.
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