Individual and family dental insurance plans
Humana doesn't really discriminate against people of racial group, colour, national or ethnic origin, ancestry, religion, sex, marital status, gender, gender identity, sexual orientation, age, or handicap. We also offer free language translation services. See our complete list of accessibility rights and language alternatives.
ONLY A DISCOUNT – NOT INSURANCE. Only participating providers are eligible for discounts. Discounts will vary depending on which participating supplier is chosen to provide services. Retail prices may differ depending on the area. These services are not reimbursed by Humana. You must pay for all services obtained, and the partnering provider will give you with a discount. On request, a list of cooperating providers is available.
In some states, dental PPO plans are not available.
Both contracted and non-contracted dentists are covered under this plan. Dentists who are not contracted have refused to give services at contracted rates. A member's out-of-pocket charges may be higher than those charged by contracted dentists if they visit a non-contracted dentist.
Humana Inc.'s subsidiaries and related firms ("Humana Entities") provide plans, products, and services under the "Humana" brand name. Humana Inc. does not provide any plans, goods, or services; instead, two maybe more Humana Entities stated mostly on policy, product, and service contract do. In some states, not all plans, goods, and services are offered.
Dental and Vision Plans for Individuals
Humana Insurance Agency, HumanaDental Financial Institution, Humana Insurance Provider of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Health Benefit Plan of Louisiana, Inc., Humana Employers Health Plan of Georgia, Inc., Humana Employers Health Plan of Louisiana, Inc., Humana Employers Health Plan of Georgia, Inc Humana Insurance Company insures Arizona people. Humana Insurance Company insures New Mexico people. Insurance or administered with Humana Insurance Provider, HumanaDental Insurance Company, or DentiCare, Inc (d/b/a Compbenefits) for Texas citizens.
A $1 administration fee may be added to the premium in some jurisdictions and for some products. An association fee may be charged if you have purchased an association plan. A one-time, non-refundable enrollment fee may be charged by some plans. (As allowed by state law, this fee is non-refundable.)
Dental and Vision Plans for Groups (Insurance through your employer )
Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, Humana Health Benefit Plan of Louisiana, The Dental Concern, Inc., Humana Medical Plan of Utah, CompBenefits Company, CompBenefits Insurance Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc., or DentiCare, Inc. are among the companies that offer Humana group dental plans (DBA CompBenefits).
Exclusions and limitations
Exclusions, limitations, and terms apply to any medical benefit programs, dental planning processes, vision intentions, and life insurance plans, all of which may be continued in effect or terminated. There may be a waiting period for our dental, vision, and life insurance plans. Try to contact Humana or your Humana insurance agent or broker for prices and comprehensive details of coverage.
Individual applications must meet certain criteria in order to be considered.
Please read the pre-enrollment disclosures before applying for group coverage for an explanation of plan provisions that may exclude, limit, reduce, change, or terminate your coverage. Check the plan's provisions or contact your sales representative for more information.
For more information on the firm delivering your benefits, please see your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for group plans.
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Individual and family dental insurance plans
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VAT CALCULATOR
This value-added tax, often known as the sales tax, is imposed on goods and services. The VAT calculator is a tool that allows you to figure out how much VAT you'll have to pay as well as the gross price of a product based on its net value. You can also use our calculator to add or subtract VAT from the net/gross amount. Before using our online VAT calculator, you might want to learn more about the topic, including what VAT is, its history, how to calculate VAT manually, and its economic ramifications, as well as some fascinating statistics.
VAT is just an expression meaning Sales Tax.
Taxation (Taxes) is just a purchase tax imposed from both items & services, therefore the appellation "sales and service tax" (GST) inside some nations (Australia, Canada, New Zealand, and Singapore). This evaluation found that it is a tax on "added value," or the price of a product after subtracting the cost of the materials and other tax inputs (see below for an example). The sales tax is another sort of consumption tax.
What's the difference between sales tax and VAT/GST?
VAT/GST is a multi-stage tax that covers to every phase of the production of commodities and is computed solely on the "added value." It means that each production chain member only pays VAT somewhat on "added value" they generate. This procedure continues until the product is delivered to its intended receiver, the customer. He/she is really the ultimate bearer of the tax burden because he/she does not produce any "added value."
The retail sales tax, on the other hand, is a one-time tax levied on the whole value of sold products or services at the time of sale. As a result, unlike VAT, which again is calculated several times, it is only paid once.
The table below illustrates the difference between VAT and sales tax using a basic example. Consider a lumberjack who cuts trees for free and then sells the wood (enough for one barrel) for $100 to a sawmill owner. The timber is chopped into oak staves by the sawmill owner and sold to the cooper for $150. The cooper then creates a barrel that he can sell to a store for $300, who then sells it to a client for $350. The total amount of VAT paid is $35, or 10% of the total value added at each stage. The paid tax is identical in the case of sales tax with the same 10% rate; however, it is assessed only at the point of sale to the customer.
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VAT CALCULATOR
<->In the United Kingdom, the value added tax (or value added tax, VAT )was introduced in 1973, superseding the Purchase Tax, and is the third largest source of government revenue, after income tax and National Insurance.<-> It is administered and collected by HM Revenue and Customs, primarily through the Value Added Tax Act of 1994.<->
<->VAT from tax may be levied on most goods and services provided by the UK registered businesses and some goods and services imported from outside the UK.<-> The default VAT rate is the standard rate, 20% as of 4 January 2011.< -> Some goods and services are subject to VAT at a reduced rate of 5% (such as domestic fuel) or 0% (such as most children's food and clothing).<-> Others are exempt from VAT or are out of the system altogether. <->
<->VAT that can be taxed indirectly because the tax will be paid to the government by the seller of the company and not by the person who ultimately bears the economic burden of the tax (the consumer).<-> Opponents of VAT claim it is a regressive tax because the poorest people spend a higher proportion of their income on VAT than the richest people.<-> Those who support VAT claim it is progressive because consumers who spend more pay more VAT.<->
~Between October to March 1940 and March 1973 the UK had a consumption tax called the Purchase Tax, which was levied at different rates depending on the luxury of the good. ~Purchase Tax applied to wholesale prices, introduced during World War II, initially at a rate of. ~This doubled in April 1942 to, and further increased in April 1943 to the 100% level, before returning in April 1946 to be again. ~Unlike VAT, Purchase Tax is applied at the place of production and distribution, not at the point of sale. ~Purchase tax rates in early 1973, when VAT was applied, were 13, 22, 36, and 55%.~
~On 1 January 1973 the UK joined the European Economic Community and as a consequence, the Purchase Tax was replaced by a Value Added Tax on 1 April 1973. ~Conservative Chancellor Lord Barber imposes a single VAT rate (10%) on most goods and services.~
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