Your hobby is traveling? Did you know that you now have Travel Insurance? There are many websites that provide online ticket booking services that provide travel insurance. who often travel and buy tickets online on the website, the company offers to buy travel insurance.
He admits that he likes traveling, but he doesn't know about travel insurance. Want a business trip or vacation like we want a safe, safe, and calm trip when traveling. For those of you who feel that travel insurance is not important, let's examine it together first.
Travel insurance is one type of insurance that provides protection while we travel both domestically and abroad. So you can still travel in peace. Especially in an uncertain pandemic situation like today. I bought tickets in advance until the destination country got sick, or even worse, the trip had to be canceled for one reason or another at the destination. at least, if you have travel insurance, you don't need to cry too much because too much money is not sacrificed.
Some people may be unfamiliar with travel insurance, but some countries in the world have even required travelers or newcomers to have travel insurance, for example, countries in Europe and America. This travel insurance is not expensive, my friend, when compared to the total price of the trip and the benefits that you can get, are only a fraction. It's still more expensive a cup of coffee that you buy at or at the station. The premium is relatively low, there are insurance companies that offer premiums starting from Rp. 15,000, varying depending on the desired coverage, length of trip and purpose of the trip.
What are the benefits of travel insurance? Basically, travel insurance offers benefits in the form of coverage for tourists' medical expenses during the trip. However, if it is still not enough, there are several additional premiums that can be chosen for protection. For example, delays/lost baggage, delays in travel schedules to flights, to protection against time if you leave the house for a long time.
In travel insurance, there are generally two types of insurance offered, the first is a one-trip program that can guarantee one trip for a certain period of time (usually it will cover a maximum of 180 days per trip). There is also an annual program, namely an insurance program that can guarantee each trip a maximum of 90 (ninety) days/ trips throughout the year. Again, the premiums and dependents you get vary depending on the company and the package we choose.
However, please note that there are things that become the cost of travel insurance, for example if a country that is not safe or has received an announcement from the government as a country that is not appropriate to visit, either due to natural disasters or disasters.
So, in order to apply for/have this travel insurance, in general, there are several conditions you must fulfill:
Insurance application form
Photocopy of passport (for overseas travel)
Age limit 1-80 years old
The process of developing funds or using insurance is divided into two schemes. The first scheme, if the insurance company is included in the provider worldwide. For example, if you have an accident at your destination, you just need to show the insurance to the hospital. But not all insurance companies provide this. The second scheme, if you have an accident at your destination, you can get treatment at that place first, then you can ask for a certificate from a doctor as evidence to submit a claim to the insurance company at your place of origin.
For those of you who like to travel at home and abroad, you must have travel insurance every time you go traveling. Whether it's only within the country or around Asia, we never know the risks that could come. Prepare travel insurance well in advance of traveling, don't get to your new destination to apply for insurance in vain. What you must always remember is to carefully read the policy and understand your rights and obligations before making a choice of travel insurance.
THOSE WHO HAVE TRAVEL SHOULD KNOW TRAVEL INSURANCE
Posted by Daftar Alamat Lengkap on Sabtu, 01 Januari 2022
Insurance agents and brokers
Insurance agents and brokers can have licensed insurance professionals who can help small business owners protect their company or business with insurance.
What do insurance agents and insurance brokers mean?
Insurance agents and brokers are agents who specialize in property and casualty insurance helping small business owners obtain or purchase insurance coverage from an insurance company at a reasonably realistic price (or premium). Agents and brokers are also licensed in their state and must be able to comply with all applicable laws and regulations.
Insurance agents and brokers can oblige themselves to offer one form of insurance in a small business. Or they can all provide different types of insurance, including:
Public or general liability insurance
Business owner policy (BOP)
Error and stupidity insurance (E&O)
Professional liability insurance
Commercial property insurance
Business interruption/problem insurance
Workers' compensation insurance
Commercial car insurance
Compare small business insurance offers from the top providers.
Get Quote
insurance agent is?
Insurance agents are professional people who market insurance company products to every consumer with a fairly high commission. To be able to sell insurance, agents must help consumers choose the most appropriate insurance to buy, but must accompany insurance companies in making transactions.
There are two types of insurance agents, as follows:
Captive agents can usually only represent one insurance company.
An independent insurance agent usually represents more than one or two insurance companies.
Both captive and independent agents work on a commission basis and can carry out insurance transactions from start to finish, starting with various insurance plans.
What is an insurance broker?
Insurance brokers are professionals who represent every consumer in finding the best policy for their life needs. Brokers work closely with each client, they are to research the client's needs. The broker checks the terms and conditions of several arrangements and recommends an insurance policy that best suits the client's needs at the best price.
Unlike other captive and independent agents, which represent one or more existing insurance companies, the broker's main job is to the client.
Because brokers no longer represent insurance companies, they cannot bind liability on behalf of an insurance company. They also have to submit an account number to the insurance company or insurance agent to complete a transaction.
What is the main difference between an agent and a broker?
There are three main differences between an insurance agent and a broker, including:
Agents can represent insurance companies, while brokers represent every consumer.
Agents can also complete insurance sales (bind coverage), while brokers cannot do what agents do.
The agent must also accept the promise to represent one or more insurance companies against the client, whereas the broker does not. An appointment is a contract signed by the agent and the insurance company outlining the products the agent can sell and what the commission rate is for.
Brokers, on the other hand, can ask for quotes from several or one insurance compcompaniesen consumers are ready to buy, they must immediately get a binder directly from an insurance agent or authorized insurance company.
Like any other small business or trade, insurance agents and brokers alike need every insurance business to operate.
What is an insurance agent or broker?
Insureon is an insurance agent and broker, with professional expertise licensed in every other part of the country. A member of our Agents assists small business owners with a choice of their coverage, from every top operator in the insurance industry, so they too can find the very right policy for their life insurance needs.
Our insurance brokers help each client to find coverage beyond the relevant or standard insurance products, such as the advantages and disadvantages, of the various existing insurers. They can help develop an insurance program that fits your individual risk management needs.
Alwas smiling business owner at the counter.
Get your insurance certificate today
Take a customer or client journey on how to get free and online business insurance deals with Insureon.
Learn more forward arrow
Also, get offers for free and buy online with Insureon
A pioneer in insurance technology, Insureon operates the largest online marketplace for small business and large business insurance in the United States. Our proprietary technology platform allows business owners to easily differentiate offers and purchase the insurance policies they need. Start today to protect your business.
Im4U November 29, 2021 New Google SEO Bandung, Indonesia
