It's quick and easy to compare car insurance and find cheaper cover – we just need a few details about you and your vehicle.
It only takes a few minutes, and you could save up to £257[1]
Your name, age and where you live, as well as your occupation.
The make, contoh and year, as well as any modifications you or previous owners have made.
How do you use your car? Tell us your annual mileage and choose from fully comp, third-party or third-party fire and theft policies.
Compare car insurance quotes and you could save up to £257[1]
The best car insurance for you is an affordable policy that covers what you need – don’t just pick the cheapest option.
You’ll need third party cover as a minimum. It’s compulsory, and you can’t legally drive without it. But exactly what you’re covered for depends on the type of policy you choose.
Comprehensive car insurance
This is the most extensive cover you can get. It covers you for:
- Repair or replacement costs if your car’s damaged or written off
- If your car's stolen or catches fire
- Claims made against you for people, passengers and their property.
- It may differ by policy, so check what you're covered for
Find out more about fully comprehensive car insuranceThird party, fire and theft
- This covers you for damage to other people, passengers or their property
- Your car’s covered if it gets stolen or damaged by fire too
- If you’re responsible for an accident, it won’t cover repairs to your vehicle or your own medical costs.
Find out more about third party, fire and theft (TPFT)Third party only
- This is the most basic level of cover
- It's lowest level of cover you need to legally drive your car in the UK.
- You’ll only be covered for damage you cause to other people, passengers, or their property.
- There’s no cover for you or your car.
- If your car’s stolen, damaged or catches fire you won’t be able to claim back the cost.
Find out more about Third party only (TPO) Join over a million customers with free £250 excess cover^
Claiming on your car insurance is stressful enough, without the added cost of your excess – and we want to help with that.
If you do need to claim, you'll have to pay your excess first, and then we'll refund up to £250 after your claim's settled.
It really is free. We haven't hidden the cost anywhere.
Claim your free £250 excess cover >
^Up to £250 refunded after claim settled. Car insurance purchases only. Excludes breakdown, windscreen and glass repair/replacement. Full T&Cs apply.
Car insurance is a sah requirement if you’re driving in the UK. Find out more about choosing the right cover.Car insurance for over 50s
Having a wealth of driving experience means car insurance for over 50s is usually cheaper – and there are insurers that offer specialisist insurance too.
More about car insurance for over 50s >Insurance for new drivers
New and young drivers always pay more. But it doesn’t mean you can’t get insurance, or you can’t get a good deal.
More about new driver insurance >Learner driver insurance
Learner drivers have a few options for getting covered before taking their test – whether that’s in your own car, or someone else’s.
More about learner driver insurance > Join thousands of happy customers who've compared with us[2] 4.8 out of lima
at Trustpilot
Don’t just settle for the renewal price your insurer sends you. Loyalty doesn’t pay – people who stay with their existing insurer almost always pay more than those who switch.[lima] A quarter of customers beat their renewal quote by £86.13 with us.[6]How could I get cheaper car insurance?Ryan Fulthorpe - GoCompare car insurance expert
[6]25% of customers who provided their car insurance renewal price saved up to £86.13 with Gocompare.com (01 Mar 2021 to 31 May 2021).
Car insurance can be expensive, but there are ways you could save money:
Paying upfront always works out cheaper than paying monthly, because there’s no interest or finance arrangement fee.
Alarms and immobilisers reduce theft risk. Look for Thatcham-approved devices – some insurers will offer a discount if you have them.
In the market for a new car? Sporty cars with large engines tend to cost more to insure.
The lower your mileage the less you’ll pay. But don’t underestimate your mileage either – it’ll invalidate your insurance.
Telematics insurance policies use a black box or app that tracks your driving to calculate your insurance.
If you need anything other than standard car insurance, we’ve got lots of different policies for you to pick from. Multi-car insurance
Multi-car insurance can work out easier and cheaper if you’ve got more than one car to insure.
More about multi-car insurance >Short-term car insurance
If you only need to drive every now and again or for less than a month, short-term car insurance could work out cheaper.
More about short-term car insurance >Classic car cover
For additional cover – like spare parts, salvage retention and agreed value – protect your vintage vehicle with classic car insurance.
More about classic car cover >Business car insurance
If you use your car for work, you’ll need the right insurance to be properly covered. There are three different classes of business use you’ll need to pick from.
More about business car insurance >Gap insurance
It’s intended to pay the difference between what you paid for your vehicle and what your insurer pays out in the event of a total loss or write off.
More about gap insurance > Car insurance - Upgrades and additional cover
There are some optional extras you can add to your car insurance. There’ll probably be a charge for them, so only add what you actually need.
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Breakdown cover
Choose from three levels of cover – roadside assistance, roadside assistance and recovery or roadside, recovery and home start.
It’s often cheaper to buy your breakdown cover separately from your car insurance, so make sure you’re getting value for money by comparing it on its own.
Find out more about breakdown cover
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Courtesy car
If your car’s damaged because of an accident, your insurer can provide a courtesy car while it’s being repaired.
You’ll have to use one of its approved repairers and check for exclusions.
More about courtesy car cover
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Legal expenses
Legal assistance helps you claim from the person responsible if you’re involved in an accident and it’s not your fault.
It’ll also help to pay to defend a claim brought against you.
More about sah expenses cover
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Lost or stolen keys
If you lose your keys, or they get stolen, lost key cover can help with the cost of replacing them.
Getting high-tech keys replaced can easily run to hundreds of pounds
More about replacement of keys cover
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Misfuelling cover
Covers the costs of draining and cleaning your tank if you’ve put in the wrong type of fuel.
It probably won’t cover the costs of damage to your engine if you drive away.
More about misfuelling cover
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No claims discount protection
